:root {
  --ink: #0a1628;
  --ink-soft: #1a2a44;
  --ink-muted: #4a5a72;
  --paper: #faf7f2;
  --paper-warm: #f4ede0;
  --cream: #efe6d4;
  --line: #d9d0bf;
  --accent: #8a6d2f;
  --accent-deep: #6e5520;
  --serif: 'Lora', Georgia, serif;
  --sans: 'Inter', -apple-system, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--sans);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }

/* ===== TOP NAV ===== */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  padding: 20px max(48px, calc((100vw - 1440px) / 2 + 48px));
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: rgba(250, 247, 242, 0.85);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(217, 208, 191, 0.5);
}
.nav-brand {
  font-family: var(--serif);
  font-size: 20px;
  font-weight: 500;
  letter-spacing: -0.01em;
  color: var(--ink);
}
.nav-brand .amp { color: var(--accent); font-style: italic; }
.nav-brand { display: flex; align-items: center; }
.nav-logo { height: 60px; width: auto; display: block; }

/* ===== LEGAL PAGES ===== */
.legal {
  padding: 40px 48px 140px;
  max-width: 880px;
  margin: 0 auto;
}
.legal h2 {
  font-family: var(--serif);
  font-size: 28px;
  font-weight: 400;
  line-height: 1.2;
  color: var(--ink);
  margin: 48px 0 16px;
  letter-spacing: -0.01em;
}
.legal h3 {
  font-family: var(--serif);
  font-size: 20px;
  font-weight: 500;
  color: var(--ink);
  margin: 32px 0 12px;
}
.legal p {
  font-size: 16px;
  line-height: 1.75;
  color: var(--ink-muted);
  margin-bottom: 16px;
}
.legal ul {
  margin: 0 0 24px 24px;
  padding: 0;
}
.legal li {
  font-size: 16px;
  line-height: 1.75;
  color: var(--ink-muted);
  margin-bottom: 8px;
}
.legal a {
  color: var(--ink);
  border-bottom: 1px solid var(--accent);
  text-decoration: none;
}
@media (max-width: 640px) {
  .legal { padding: 24px 20px 80px; }
  .legal h2 { font-size: 24px; margin-top: 36px; }
  .legal h3 { font-size: 18px; }
  .legal p, .legal li { font-size: 15px; }
}
.nav-links {
  display: flex;
  gap: 36px;
  font-size: 14px;
  letter-spacing: 0.02em;
}
.nav-links a {
  color: var(--ink-muted);
  text-decoration: none;
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--ink); }
.nav-cta {
  background: var(--ink);
  color: var(--paper);
  padding: 10px 20px;
  border-radius: 2px;
  text-decoration: none;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.03em;
  transition: background 0.2s;
}
.nav-cta:hover { background: var(--accent-deep); }

/* ===== HERO ===== */
.hero {
  padding: 180px 48px 100px;
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 80px;
  max-width: 1440px;
  margin: 0 auto;
  align-items: center;
  min-height: 90vh;
}
.hero-eyebrow {
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 32px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.hero-eyebrow::before {
  content: "";
  width: 28px;
  height: 1px;
  background: var(--accent);
}
.hero h1 {
  font-family: var(--serif);
  font-size: clamp(48px, 6vw, 84px);
  font-weight: 400;
  line-height: 1.02;
  letter-spacing: -0.025em;
  margin-bottom: 32px;
  color: var(--ink);
}
.hero h1 em {
  font-style: italic;
  font-weight: 300;
  color: var(--accent);
}
.hero-lede {
  font-size: 19px;
  line-height: 1.55;
  color: var(--ink-muted);
  max-width: 520px;
  margin-bottom: 40px;
  font-weight: 400;
}
.hero-meta {
  display: flex;
  gap: 32px;
  align-items: center;
  padding-top: 32px;
  border-top: 1px solid var(--line);
  font-size: 13px;
  color: var(--ink-muted);
  letter-spacing: 0.02em;
}
.hero-meta strong {
  color: var(--ink);
  font-weight: 500;
  display: block;
  font-size: 14px;
  margin-bottom: 2px;
}

/* Hero trust bar (BBB / Trustindex / AHIP) */
.trust-bar {
  margin-top: 36px;
  padding-top: 32px;
  border-top: 1px solid var(--line);
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  max-width: 560px;
}
.trust-item {
  text-align: center;
  padding: 6px 26px;
  position: relative;
}
.trust-item + .trust-item::before {
  content: "";
  position: absolute;
  left: 0;
  top: 14%;
  height: 72%;
  width: 1px;
  background: var(--line);
}
.trust-big {
  font-family: var(--serif);
  font-weight: 400;
  font-size: 38px;
  color: var(--accent);
  line-height: 1;
  letter-spacing: -0.01em;
  margin-bottom: 8px;
}
.trust-line {
  font-size: 11px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--ink-muted);
  font-weight: 500;
  margin-top: 6px;
}

.hero-visual {
  position: relative;
  height: 640px;
}
.hero-img-main {
  position: absolute;
  top: 0;
  right: 0;
  width: 78%;
  height: 540px;
  object-fit: cover;
  border-radius: 2px;
  filter: saturate(0.92);
}
.hero-img-accent {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 50%;
  height: 280px;
  object-fit: cover;
  border-radius: 2px;
  filter: saturate(0.92);
  box-shadow: 0 24px 48px -16px rgba(10, 22, 40, 0.25);
}
.hero-badge {
  position: absolute;
  top: 60px;
  left: 0;
  background: var(--paper);
  padding: 16px 20px;
  border: 1px solid var(--line);
  border-radius: 2px;
  font-size: 12px;
  letter-spacing: 0.05em;
  z-index: 2;
  box-shadow: 0 12px 24px -8px rgba(10, 22, 40, 0.12);
  display: flex;
  align-items: center;
  gap: 14px;
}
.hero-badge .badge-mark {
  text-align: center;
}
.hero-badge .badge-check {
  width: 34px;
  height: 34px;
  margin: 0 auto 4px;
  border-radius: 50%;
  background: var(--accent);
  color: var(--paper);
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero-badge .badge-check svg {
  width: 18px;
  height: 18px;
}
.hero-badge .badge-score {
  font-size: 13px;
  font-weight: 600;
  color: var(--ink);
  white-space: nowrap;
}
.hero-badge .badge-score .star {
  color: var(--accent);
}
.hero-badge .badge-title {
  font-family: var(--serif);
  font-size: 19px;
  line-height: 1.25;
  color: var(--ink);
  display: block;
  margin-bottom: 2px;
}
.hero-badge .lbl {
  color: var(--ink-muted);
  text-transform: uppercase;
  font-size: 10.5px;
  letter-spacing: 0.06em;
}

/* ===== TRUST BAR ===== */
.trustbar {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 32px 48px;
  background: var(--paper-warm);
}
.trustbar-inner {
  max-width: 1440px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 48px;
  align-items: center;
}
.trust-item {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.trust-item .label {
  font-size: 11px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--ink-muted);
}
.trust-item .value {
  font-family: var(--serif);
  font-size: 22px;
  font-weight: 400;
  color: var(--ink);
  letter-spacing: -0.01em;
}

/* ===== AGENT SECTION ===== */
.agent {
  padding: 140px 48px;
  max-width: 1440px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 100px;
  align-items: center;
}
.agent-visual { position: relative; }
.agent-img {
  width: 100%;
  height: 640px;
  object-fit: cover;
  border-radius: 2px;
  filter: saturate(0.9);
}
.agent-pullquote {
  position: absolute;
  bottom: -40px;
  right: -40px;
  background: var(--ink);
  color: var(--paper);
  padding: 36px 40px;
  max-width: 340px;
  border-radius: 2px;
}
.agent-pullquote .qmark {
  font-family: var(--serif);
  font-size: 56px;
  font-weight: 300;
  line-height: 0;
  color: var(--accent);
  display: block;
  height: 24px;
}
.agent-pullquote p {
  font-family: var(--serif);
  font-size: 19px;
  line-height: 1.4;
  font-weight: 300;
  font-style: italic;
  margin: 16px 0 16px;
}
.agent-pullquote .attr {
  font-size: 12px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--cream);
  opacity: 0.7;
}

.agent-content .section-label {
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.agent-content .section-label::before {
  content: "";
  width: 28px;
  height: 1px;
  background: var(--accent);
}
.agent-content h2 {
  font-family: var(--serif);
  font-size: clamp(40px, 4.5vw, 60px);
  font-weight: 400;
  line-height: 1.05;
  letter-spacing: -0.02em;
  margin-bottom: 32px;
  color: var(--ink);
}
.agent-content h2 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.agent-content p {
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink-muted);
  margin-bottom: 24px;
  max-width: 540px;
}

.credentials {
  margin-top: 48px;
  padding-top: 40px;
  border-top: 1px solid var(--line);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px 40px;
}
.cred {
  display: flex;
  flex-direction: column;
}
.cred .lbl {
  font-size: 11px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--ink-muted);
  margin-bottom: 6px;
}
.cred .val {
  font-family: var(--serif);
  font-size: 18px;
  color: var(--ink);
  font-weight: 400;
}

/* ===== EDITORIAL BAND ===== */
.editorial {
  background: var(--ink);
  color: var(--paper);
  padding: 140px 48px;
}
.editorial-inner {
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
}
.editorial .num {
  font-family: var(--serif);
  font-size: 14px;
  font-style: italic;
  color: var(--accent);
  margin-bottom: 32px;
  letter-spacing: 0.05em;
}
.editorial h2 {
  font-family: var(--serif);
  font-size: clamp(40px, 5vw, 64px);
  font-weight: 300;
  line-height: 1.15;
  letter-spacing: -0.015em;
  max-width: 980px;
  margin: 0 auto;
}
.editorial h2 em {
  font-style: italic;
  color: var(--accent);
}

/* ===== SERVICES ===== */
.services {
  padding: 140px 48px;
  max-width: 1440px;
  margin: 0 auto;
}
.section-head {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 80px;
  margin-bottom: 80px;
  align-items: end;
}
.section-head h2 {
  font-family: var(--serif);
  font-size: clamp(40px, 4.5vw, 60px);
  font-weight: 400;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--ink);
}
.section-head h2 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.section-head .label {
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.section-head .label::before {
  content: "";
  width: 28px;
  height: 1px;
  background: var(--accent);
}
.section-head p {
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink-muted);
  max-width: 540px;
}

.svc-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
}
.svc {
  background: var(--paper);
  padding: 56px 40px;
  position: relative;
  transition: background 0.3s;
}
.svc:hover { background: var(--paper-warm); }
.svc .roman {
  font-family: var(--serif);
  font-size: 13px;
  font-style: italic;
  color: var(--accent);
  margin-bottom: 24px;
  letter-spacing: 0.05em;
}
.svc h3 {
  font-family: var(--serif);
  font-size: 28px;
  font-weight: 400;
  letter-spacing: -0.01em;
  margin-bottom: 16px;
  color: var(--ink);
  line-height: 1.15;
}
.svc p {
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink-muted);
  margin-bottom: 32px;
}
.svc .arrow {
  font-family: var(--serif);
  font-style: italic;
  font-size: 14px;
  color: var(--ink);
  text-decoration: none;
  border-bottom: 1px solid var(--accent);
  padding-bottom: 2px;
  transition: color 0.2s;
}
.svc .arrow:hover { color: var(--accent); }

/* ===== PROCESS ===== */
.process {
  background: var(--paper-warm);
  padding: 140px 48px;
}
.process-inner {
  max-width: 1440px;
  margin: 0 auto;
}
.process-head {
  text-align: center;
  margin-bottom: 80px;
}
.process-head .label {
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 20px;
}
.process-head h2 {
  font-family: var(--serif);
  font-size: clamp(40px, 4.5vw, 60px);
  font-weight: 400;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--ink);
  max-width: 800px;
  margin: 0 auto;
}
.process-head h2 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.process-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 48px;
  position: relative;
}
.process-steps::before {
  content: "";
  position: absolute;
  top: 28px;
  left: 8%;
  right: 8%;
  height: 1px;
  background: var(--line);
  z-index: 0;
}
.step {
  position: relative;
  z-index: 1;
  text-align: center;
}
.step-num {
  width: 56px;
  height: 56px;
  background: var(--paper-warm);
  border: 1px solid var(--accent);
  color: var(--ink);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 28px;
  font-family: var(--serif);
  font-size: 22px;
  font-weight: 400;
}
.step h3 {
  font-family: var(--serif);
  font-size: 26px;
  font-weight: 400;
  letter-spacing: -0.01em;
  margin-bottom: 14px;
  color: var(--ink);
}
.step p {
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink-muted);
  max-width: 320px;
  margin: 0 auto;
}

/* ===== TESTIMONIALS ===== */
.testimonials {
  padding: 140px 48px;
  max-width: 1440px;
  margin: 0 auto;
}
.test-head {
  text-align: center;
  margin-bottom: 80px;
}
.test-head .label {
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 20px;
}
.test-head h2 {
  font-family: var(--serif);
  font-size: clamp(40px, 4.5vw, 60px);
  font-weight: 400;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--ink);
  max-width: 800px;
  margin: 0 auto;
}
.test-head h2 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.test-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 48px;
}
.test {
  padding: 40px 0;
  border-top: 1px solid var(--line);
}
.test .stars {
  color: var(--accent);
  letter-spacing: 0.15em;
  margin-bottom: 24px;
  font-size: 14px;
}
.test blockquote {
  font-family: var(--serif);
  font-size: 19px;
  line-height: 1.5;
  font-weight: 400;
  color: var(--ink);
  margin-bottom: 32px;
  font-style: italic;
}
.test .attr {
  font-size: 13px;
}
.test .attr .name {
  font-weight: 500;
  color: var(--ink);
  display: block;
  letter-spacing: 0.02em;
}
.test .attr .loc {
  color: var(--ink-muted);
  font-size: 12px;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-top: 4px;
}

/* ===== CTA TO SPF ===== */
.spf-cta {
  background: var(--ink);
  color: var(--paper);
  padding: 140px 48px;
  position: relative;
  overflow: hidden;
}
.spf-cta::before {
  content: "";
  position: absolute;
  top: -200px;
  right: -200px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(138, 109, 47, 0.18) 0%, transparent 70%);
  pointer-events: none;
}
.spf-inner {
  max-width: 1440px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 100px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.spf-cta .label {
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.spf-cta .label::before {
  content: "";
  width: 28px;
  height: 1px;
  background: var(--accent);
}
.spf-cta h2 {
  font-family: var(--serif);
  font-size: clamp(40px, 5vw, 64px);
  font-weight: 300;
  line-height: 1.05;
  letter-spacing: -0.02em;
  margin-bottom: 32px;
}
.spf-cta h2 em {
  font-style: italic;
  color: var(--accent);
}
.spf-cta p {
  font-size: 18px;
  line-height: 1.6;
  color: var(--cream);
  opacity: 0.85;
  margin-bottom: 40px;
  max-width: 480px;
}
.spf-btn {
  display: inline-flex;
  align-items: center;
  gap: 16px;
  background: var(--paper);
  color: var(--ink);
  padding: 20px 32px;
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  letter-spacing: 0.02em;
  border-radius: 2px;
  transition: transform 0.2s;
}
.spf-btn:hover { transform: translateX(4px); }
.spf-btn .arrow { font-family: var(--serif); font-style: italic; font-size: 18px; color: var(--accent); }

.spf-visual {
  font-family: var(--serif);
  font-size: 100px;
  font-weight: 300;
  line-height: 0.95;
  letter-spacing: -0.03em;
  color: var(--paper);
  text-align: right;
}
.spf-visual .line2 {
  font-style: italic;
  color: var(--accent);
  display: block;
}
.spf-visual .url {
  font-family: var(--sans);
  font-size: 13px;
  font-style: normal;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--cream);
  opacity: 0.6;
  margin-top: 32px;
  display: block;
}

/* ===== CONTACT ===== */
.contact {
  padding: 140px 48px;
  background: var(--paper);
  max-width: 1440px;
  margin: 0 auto;
}
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 100px;
  align-items: start;
}
.contact-left .label {
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 24px;
}
.contact-left h2 {
  font-family: var(--serif);
  font-size: clamp(40px, 4.5vw, 56px);
  font-weight: 400;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--ink);
  margin-bottom: 32px;
}
.contact-left h2 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.contact-left p {
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink-muted);
  max-width: 480px;
}

.contact-info {
  border-top: 1px solid var(--line);
}
.contact-row {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 24px;
  padding: 28px 0;
  border-bottom: 1px solid var(--line);
  align-items: baseline;
}
.contact-row .key {
  font-size: 12px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--ink-muted);
}
.contact-row .val {
  font-family: var(--serif);
  font-size: 22px;
  color: var(--ink);
  font-weight: 400;
}
.contact-row .val a {
  color: var(--ink);
  text-decoration: none;
  border-bottom: 1px solid var(--accent);
}
.contact-row .val .sub {
  display: block;
  font-family: var(--sans);
  font-size: 13px;
  color: var(--ink-muted);
  margin-top: 4px;
  letter-spacing: 0;
}

/* ===== FOOTER ===== */
footer {
  background: var(--ink);
  color: var(--cream);
  padding: 100px 48px 40px;
}
.footer-inner { max-width: 1440px; margin: 0 auto; }
.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 60px;
  padding-bottom: 60px;
  border-bottom: 1px solid rgba(217, 208, 191, 0.15);
}
.footer-brand .name {
  font-family: var(--serif);
  font-size: 28px;
  font-weight: 400;
  margin-bottom: 16px;
  letter-spacing: -0.01em;
  color: var(--paper);
}
.footer-brand .dba {
  font-family: var(--serif);
  font-style: italic;
  font-size: 16px;
  color: var(--accent);
  margin-bottom: 24px;
}
.footer-brand p {
  font-size: 14px;
  line-height: 1.6;
  color: var(--cream);
  opacity: 0.7;
  max-width: 360px;
}
.bbb-seal {
  display: inline-block;
  margin-top: 24px;
  opacity: 0.9;
  transition: opacity 0.2s;
}
.bbb-seal:hover { opacity: 1; }
.bbb-seal img {
  height: 56px;
  width: auto;
  display: block;
}
.footer-col h4 {
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 20px;
  font-weight: 500;
}
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 12px; }
.footer-col a {
  color: var(--cream);
  opacity: 0.75;
  text-decoration: none;
  font-size: 14px;
  transition: opacity 0.2s;
}
.footer-col a:hover { opacity: 1; }

.disclaimer {
  padding: 40px 0;
  font-size: 12px;
  line-height: 1.7;
  color: var(--cream);
  opacity: 0.55;
  max-width: 1100px;
}
.disclaimer p { margin-bottom: 12px; }

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 32px;
  border-top: 1px solid rgba(217, 208, 191, 0.15);
  font-size: 12px;
  color: var(--cream);
  opacity: 0.5;
  letter-spacing: 0.05em;
}
.footer-bottom .links { display: flex; gap: 24px; }
.footer-bottom a { color: var(--cream); text-decoration: none; }

/* ===== ANIMATIONS ===== */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}
.hero-eyebrow, .hero h1, .hero-lede, .hero-meta {
  opacity: 0;
  animation: fadeUp 0.9s cubic-bezier(0.2, 0.6, 0.2, 1) forwards;
}
.hero h1 { animation-delay: 0.1s; }
.hero-lede { animation-delay: 0.2s; }
.hero-meta { animation-delay: 0.3s; }
.hero-visual { opacity: 0; animation: fadeUp 1.1s cubic-bezier(0.2, 0.6, 0.2, 1) 0.2s forwards; }

/* ===== MOBILE STICKY CALL BAR ===== */
.mobile-call-bar {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 99;
  background: var(--ink);
  padding: 14px 20px;
  box-shadow: 0 -8px 24px -8px rgba(10, 22, 40, 0.3);
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.mobile-call-bar a {
  flex: 1;
  text-align: center;
  padding: 12px;
  text-decoration: none;
  font-size: 14px;
  font-weight: 500;
  letter-spacing: 0.02em;
  border-radius: 2px;
}
.mobile-call-bar .call {
  background: var(--accent);
  color: var(--ink);
}
.mobile-call-bar .compare {
  background: transparent;
  color: var(--paper);
  border: 1px solid rgba(250, 247, 242, 0.3);
}

/* ===== MOBILE NAV (hamburger) ===== */
.mobile-menu-btn {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  flex-direction: column;
  gap: 5px;
}
.mobile-menu-btn span {
  width: 22px;
  height: 1.5px;
  background: var(--ink);
  transition: all 0.3s;
}
.mobile-menu-btn.active span:nth-child(1) {
  transform: translateY(6.5px) rotate(45deg);
}
.mobile-menu-btn.active span:nth-child(2) {
  opacity: 0;
}
.mobile-menu-btn.active span:nth-child(3) {
  transform: translateY(-6.5px) rotate(-45deg);
}

.mobile-menu {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--paper);
  z-index: 95;
  padding: 100px 32px 32px;
  transform: translateY(-100%);
  transition: transform 0.4s cubic-bezier(0.2, 0.6, 0.2, 1);
}
.mobile-menu.open {
  transform: translateY(0);
}
.mobile-menu a {
  display: block;
  padding: 24px 0;
  font-family: var(--serif);
  font-size: 32px;
  font-weight: 400;
  color: var(--ink);
  text-decoration: none;
  border-bottom: 1px solid var(--line);
  letter-spacing: -0.01em;
}
.mobile-menu a em {
  font-style: italic;
  color: var(--accent);
}
.mobile-menu .contact-block {
  margin-top: 40px;
  padding-top: 32px;
  border-top: 1px solid var(--line);
}
.mobile-menu .contact-block .key {
  font-size: 11px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--ink-muted);
  margin-bottom: 8px;
}
.mobile-menu .contact-block a {
  border-bottom: none;
  padding: 0 0 16px;
  font-size: 22px;
}

/* ===== RESPONSIVE — TABLET (768-968px) ===== */
@media (max-width: 968px) {
  .nav-links { display: none; }
  .nav-cta { display: none; }
  .mobile-menu-btn { display: flex; }
  .mobile-menu { display: block; }
  .mobile-call-bar { display: flex; }
  body { padding-bottom: 72px; }

  .hero {
    padding: 120px 32px 80px;
    grid-template-columns: 1fr;
    gap: 60px;
    min-height: auto;
  }
  .hero-meta { gap: 24px; flex-wrap: wrap; }

  .trustbar-inner { grid-template-columns: 1fr 1fr; gap: 32px; }

  .agent {
    padding: 100px 32px;
    grid-template-columns: 1fr;
    gap: 80px;
  }
  .agent-visual { max-width: 540px; margin: 0 auto; }
  .agent-img { height: 560px; }
  .agent-pullquote {
    right: 16px;
    bottom: -32px;
    max-width: 320px;
  }
  .credentials { grid-template-columns: 1fr 1fr; }

  .editorial { padding: 100px 32px; }

  .services { padding: 100px 32px; }
  .section-head { grid-template-columns: 1fr; gap: 32px; margin-bottom: 56px; }
  .svc-grid { grid-template-columns: 1fr 1fr; }

  .process { padding: 100px 32px; }
  .process-steps { grid-template-columns: 1fr; gap: 56px; max-width: 480px; margin: 0 auto; }
  .process-steps::before { display: none; }

  .testimonials { padding: 100px 32px; }
  .test-grid { grid-template-columns: 1fr; gap: 0; }

  .spf-cta { padding: 100px 32px; }
  .spf-inner { grid-template-columns: 1fr; gap: 48px; }
  .spf-visual { text-align: left; font-size: 72px; }

  .contact { padding: 100px 32px; }
  .contact-grid { grid-template-columns: 1fr; gap: 56px; }

  footer { padding: 80px 32px 32px; }
  .footer-top { grid-template-columns: 1fr 1fr; gap: 48px; }
  .footer-bottom { flex-direction: column; gap: 20px; text-align: center; }
}

/* ===== RESPONSIVE — PHONE (≤640px) ===== */
@media (max-width: 640px) {
  .nav { padding: 14px 20px; }
  .nav-brand { font-size: 16px; }
  .nav-logo { height: 40px; }
  .nav-cta { padding: 9px 14px; font-size: 12px; }

  .mobile-menu { padding: 90px 24px 32px; }
  .mobile-menu a { font-size: 26px; padding: 20px 0; }
  .mobile-menu .contact-block a { font-size: 18px; }

  /* HERO: redesigned for mobile, no overlap */
  .hero {
    padding: 100px 20px 60px;
    gap: 40px;
  }
  .hero-eyebrow {
    font-size: 11px;
    margin-bottom: 20px;
  }
  .hero h1 {
    font-size: 42px;
    margin-bottom: 20px;
    line-height: 1.05;
  }
  .hero-lede {
    font-size: 16px;
    margin-bottom: 28px;
  }
  .hero-meta {
    flex-direction: column;
    align-items: flex-start;
    gap: 18px;
    padding-top: 24px;
  }
  .hero-meta > div {
    display: flex;
    align-items: baseline;
    gap: 12px;
    width: 100%;
  }
  .hero-meta strong {
    font-size: 15px;
    margin-bottom: 0;
    min-width: 110px;
  }
  .trust-bar {
    grid-template-columns: 1fr;
    margin-top: 28px;
    padding-top: 24px;
    max-width: 100%;
  }
  .trust-item + .trust-item::before { display: none; }
  .trust-item {
    border-top: 1px solid var(--line);
    padding-top: 22px;
    margin-top: 8px;
  }
  .trust-item:first-child {
    border-top: none;
    margin-top: 0;
    padding-top: 6px;
  }

  /* HERO VISUAL — single image, no overlap */
  .hero-visual {
    height: 420px;
    margin: 0 -20px;
  }
  .hero-img-main {
    width: 100%;
    height: 100%;
    border-radius: 0;
  }
  .hero-img-accent {
    display: none;
  }
  .hero-badge {
    top: auto;
    bottom: 20px;
    left: 20px;
    padding: 14px 18px;
  }
  .hero-badge { gap: 12px; }
  .hero-badge .badge-title { font-size: 16px; }
  .hero-badge .lbl { font-size: 9.5px; }

  /* TRUST BAR */
  .trustbar { padding: 28px 20px; }
  .trustbar-inner { grid-template-columns: 1fr; gap: 20px; }
  .trust-item {
    flex-direction: row;
    justify-content: space-between;
    align-items: baseline;
    padding-bottom: 16px;
    border-bottom: 1px solid var(--line);
  }
  .trust-item:last-child {
    padding-bottom: 0;
    border-bottom: none;
  }
  .trust-item .label { font-size: 10px; }
  .trust-item .value { font-size: 17px; }

  /* AGENT */
  .agent {
    padding: 80px 20px;
    gap: 64px;
  }
  .agent-img { height: 440px; }
  .agent-pullquote {
    position: relative;
    right: auto;
    bottom: auto;
    margin: -32px 16px 0 16px;
    padding: 28px 28px;
    max-width: none;
  }
  .agent-pullquote p { font-size: 17px; }
  .agent-content { padding: 0; }
  .agent-content h2 { font-size: 36px; }
  .agent-content p { font-size: 16px; }
  .credentials {
    grid-template-columns: 1fr;
    gap: 20px;
    margin-top: 36px;
    padding-top: 32px;
  }
  .cred .val { font-size: 17px; }

  /* EDITORIAL */
  .editorial { padding: 80px 24px; }
  .editorial h2 { font-size: 30px; line-height: 1.2; }

  /* SERVICES */
  .services { padding: 80px 20px; }
  .section-head { gap: 20px; margin-bottom: 40px; }
  .section-head h2 { font-size: 36px; }
  .section-head p { font-size: 16px; }
  .svc-grid { grid-template-columns: 1fr; }
  .svc { padding: 36px 28px; }
  .svc h3 { font-size: 24px; }
  .svc p { font-size: 14px; }

  /* PROCESS */
  .process { padding: 80px 20px; }
  .process-head { margin-bottom: 56px; }
  .process-head h2 { font-size: 34px; }
  .process-steps { gap: 48px; }
  .step h3 { font-size: 22px; }

  /* TESTIMONIALS */
  .testimonials { padding: 80px 20px; }
  .test-head { margin-bottom: 48px; }
  .test-head h2 { font-size: 34px; }
  .test { padding: 32px 0; }
  .test blockquote { font-size: 17px; }

  /* SPF CTA */
  .spf-cta { padding: 80px 20px; }
  .spf-cta h2 { font-size: 36px; }
  .spf-cta p { font-size: 16px; }
  .spf-visual {
    font-size: 48px;
    line-height: 1;
  }
  .spf-visual .url { font-size: 11px; margin-top: 24px; }
  .spf-btn { padding: 16px 24px; font-size: 14px; width: 100%; justify-content: center; }

  /* CONTACT */
  .contact { padding: 80px 20px; }
  .contact-left h2 { font-size: 34px; }
  .contact-left p { font-size: 16px; }
  .contact-row {
    grid-template-columns: 1fr;
    gap: 8px;
    padding: 24px 0;
  }
  .contact-row .val { font-size: 18px; }
  .contact-row .val .sub { font-size: 12px; }

  /* FOOTER */
  footer { padding: 60px 20px 24px; }
  .footer-top {
    grid-template-columns: 1fr;
    gap: 40px;
    padding-bottom: 48px;
  }
  .footer-brand .name { font-size: 22px; }
  .footer-brand .dba { font-size: 14px; }
  .footer-bottom {
    font-size: 11px;
    gap: 16px;
  }
  .footer-bottom .links {
    flex-wrap: wrap;
    justify-content: center;
    gap: 16px;
  }
  .disclaimer { padding: 32px 0; font-size: 11px; }
}

/* Small phones */
@media (max-width: 380px) {
  .hero h1 { font-size: 36px; }
  .agent-content h2,
  .section-head h2,
  .process-head h2,
  .test-head h2,
  .spf-cta h2,
  .contact-left h2 { font-size: 30px; }
  .editorial h2 { font-size: 26px; }
}

/* ============================================ */
/* INNER PAGE STYLES                            */
/* ============================================ */

/* Page header — used on About, Services, Contact */
.page-header {
  padding: 180px 48px 100px;
  max-width: 1440px;
  margin: 0 auto;
}
.page-header .label {
  font-size: 12px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.page-header .label::before {
  content: "";
  width: 28px;
  height: 1px;
  background: var(--accent);
}
.page-header h1 {
  font-family: var(--serif);
  font-size: clamp(48px, 6vw, 84px);
  font-weight: 400;
  line-height: 1.02;
  letter-spacing: -0.025em;
  color: var(--ink);
  max-width: 1000px;
  margin-bottom: 32px;
}
.page-header h1 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.page-header .lede {
  font-size: 20px;
  line-height: 1.55;
  color: var(--ink-muted);
  max-width: 720px;
}

/* About page — Story sections */
.story {
  padding: 80px 48px 140px;
  max-width: 1440px;
  margin: 0 auto;
}
.story-block {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 80px;
  padding: 80px 0;
  border-top: 1px solid var(--line);
  align-items: start;
}
.story-block:first-child {
  border-top: none;
  padding-top: 40px;
}
.story-num {
  font-family: var(--serif);
  font-style: italic;
  font-size: 14px;
  color: var(--accent);
  letter-spacing: 0.05em;
}
.story-num .roman {
  display: block;
  font-style: normal;
  font-size: 80px;
  color: var(--ink);
  line-height: 1;
  margin-top: 8px;
  letter-spacing: -0.02em;
  font-weight: 300;
}
.story-content h2 {
  font-family: var(--serif);
  font-size: clamp(32px, 3.5vw, 44px);
  font-weight: 400;
  line-height: 1.1;
  letter-spacing: -0.015em;
  color: var(--ink);
  margin-bottom: 24px;
}
.story-content h2 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.story-content p {
  font-size: 17px;
  line-height: 1.7;
  color: var(--ink-muted);
  margin-bottom: 20px;
  max-width: 680px;
}
.story-content p strong {
  color: var(--ink);
  font-weight: 500;
}

/* Stats band — used on About */
.stats-band {
  background: var(--paper-warm);
  padding: 100px 48px;
}
.stats-inner {
  max-width: 1440px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 48px;
}
.stat .num {
  font-family: var(--serif);
  font-size: clamp(56px, 6vw, 84px);
  font-weight: 300;
  line-height: 1;
  letter-spacing: -0.03em;
  color: var(--ink);
  margin-bottom: 16px;
}
.stat .num em {
  font-style: italic;
  color: var(--accent);
}
.stat .label {
  font-size: 13px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-muted);
  max-width: 200px;
  line-height: 1.5;
}

/* States served (map alternative) */
.states {
  padding: 100px 48px;
  max-width: 1440px;
  margin: 0 auto;
  border-top: 1px solid var(--line);
}
.states-head {
  text-align: center;
  margin-bottom: 60px;
}
.states-head h2 {
  font-family: var(--serif);
  font-size: clamp(36px, 4vw, 52px);
  font-weight: 400;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--ink);
  margin-bottom: 16px;
}
.states-head h2 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.states-head p {
  font-size: 16px;
  color: var(--ink-muted);
}
.states-grid {
  display: grid;
  grid-template-columns: repeat(11, 1fr);
  gap: 8px;
  max-width: 1100px;
  margin: 0 auto;
}
.states-grid.tile-map {
  grid-template-columns: repeat(12, 1fr);
  grid-template-rows: repeat(8, 1fr);
  gap: 6px;
  max-width: 880px;
}

/* ===== CARRIER PARTNERS ===== */
.carriers {
  background: var(--paper-warm);
  padding: 56px 48px 64px;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.carriers-label {
  text-align: center;
  font-family: var(--sans);
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
}
.carriers-label::before,
.carriers-label::after {
  content: "";
  width: 28px;
  height: 1px;
  background: var(--accent);
}
.carriers-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  max-width: 1280px;
  margin: 0 auto;
  flex-wrap: wrap;
}
.carriers-row img {
  width: 140px;
  height: 56px;
  object-fit: contain;
  filter: grayscale(1);
  opacity: 0.55;
  transition: filter 0.2s, opacity 0.2s;
  flex-shrink: 0;
}
.carriers-row img:hover {
  filter: grayscale(0);
  opacity: 1;
}
.carriers-row img.carrier-lg {
  width: 175px;
  height: 70px;
}
@media (max-width: 968px) {
  .carriers { padding: 40px 24px 48px; }
  .carriers-row { gap: 24px 40px; justify-content: center; }
  .carriers-row img { width: 120px; height: 48px; }
  .carriers-row img.carrier-lg { width: 150px; height: 60px; }
}
@media (max-width: 640px) {
  .carriers { padding: 32px 16px 40px; }
  .carriers-label { font-size: 10px; margin-bottom: 24px; }
  .carriers-row { gap: 20px 28px; }
  .carriers-row img { width: 100px; height: 40px; }
  .carriers-row img.carrier-lg { width: 125px; height: 50px; }
}

/* ===== US MAP ===== */
.us-map {
  max-width: 920px;
  margin: 0 auto;
  padding: 16px 0;
}
.us-map svg {
  width: 100%;
  height: auto;
  display: block;
}
.us-map .state path,
.us-map .state circle {
  fill: var(--cream);
  stroke: var(--paper);
  stroke-width: 0.6;
  transition: fill 0.2s;
}
.us-map .state path.active {
  fill: var(--ink);
}
.us-map .state path.active:hover {
  fill: var(--accent-deep);
  cursor: default;
}
.us-map .borders path {
  fill: none;
  stroke: var(--paper);
  stroke-width: 0.5;
}
.state-cell {
  aspect-ratio: 1;
  background: var(--cream);
  border: 1px solid var(--line);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--serif);
  font-size: 14px;
  font-weight: 500;
  color: var(--ink-muted);
  border-radius: 2px;
  transition: all 0.2s;
}
.state-cell.active {
  background: var(--ink);
  color: var(--paper);
  border-color: var(--ink);
}
.state-cell.active:hover {
  background: var(--accent-deep);
  border-color: var(--accent-deep);
}

/* Services page — Plan deep-dive */
.plan-section {
  padding: 100px 48px;
  border-top: 1px solid var(--line);
}
.plan-section:nth-child(even) {
  background: var(--paper-warm);
}
.plan-inner {
  max-width: 1440px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 100px;
  align-items: start;
}
.plan-meta .roman {
  font-family: var(--serif);
  font-style: italic;
  font-size: 14px;
  color: var(--accent);
  letter-spacing: 0.05em;
  margin-bottom: 16px;
}
.plan-meta h2 {
  font-family: var(--serif);
  font-size: clamp(36px, 4.5vw, 56px);
  font-weight: 400;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--ink);
  margin-bottom: 24px;
}
.plan-meta h2 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.plan-meta .also-called {
  font-size: 14px;
  color: var(--ink-muted);
  letter-spacing: 0.02em;
  margin-bottom: 32px;
  padding: 12px 16px;
  background: var(--paper);
  border-left: 2px solid var(--accent);
}
.plan-meta .also-called strong {
  color: var(--ink);
  font-weight: 500;
  display: block;
  font-size: 11px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 4px;
}
.plan-section:nth-child(even) .plan-meta .also-called {
  background: var(--paper-warm);
  border-left-color: var(--accent);
}

.plan-content > p {
  font-size: 18px;
  line-height: 1.7;
  color: var(--ink);
  margin-bottom: 32px;
  font-weight: 400;
}
.plan-content > p:not(:first-child) {
  font-size: 16px;
  color: var(--ink-muted);
}

.plan-features {
  list-style: none;
  margin-top: 32px;
  padding-top: 32px;
  border-top: 1px solid var(--line);
}
.plan-features li {
  padding: 16px 0;
  border-bottom: 1px solid var(--line);
  display: grid;
  grid-template-columns: 32px 1fr;
  gap: 16px;
  font-size: 15px;
  color: var(--ink);
  line-height: 1.5;
}
.plan-features li::before {
  content: "✓";
  color: var(--accent);
  font-weight: 500;
  font-size: 14px;
}
.plan-features li strong {
  display: block;
  font-weight: 500;
  margin-bottom: 4px;
  color: var(--ink);
}
.plan-features li span {
  color: var(--ink-muted);
  font-size: 14px;
}

.best-for {
  margin-top: 40px;
  padding: 28px 32px;
  background: var(--ink);
  color: var(--paper);
  border-radius: 2px;
}
.best-for .lbl {
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 12px;
}
.best-for p {
  font-family: var(--serif);
  font-size: 20px;
  font-weight: 300;
  font-style: italic;
  line-height: 1.4;
  margin: 0;
}

/* Comparison table */
.comparison {
  padding: 120px 48px;
  max-width: 1440px;
  margin: 0 auto;
}
.comparison h2 {
  font-family: var(--serif);
  font-size: clamp(36px, 4vw, 52px);
  font-weight: 400;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--ink);
  text-align: center;
  margin-bottom: 16px;
}
.comparison h2 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.comparison .sub {
  text-align: center;
  color: var(--ink-muted);
  font-size: 16px;
  margin-bottom: 60px;
}
.cmp-table {
  width: 100%;
  border-collapse: collapse;
}
.cmp-table th,
.cmp-table td {
  padding: 24px 20px;
  text-align: left;
  border-bottom: 1px solid var(--line);
  font-size: 15px;
}
.cmp-table thead th {
  font-family: var(--serif);
  font-size: 20px;
  font-weight: 400;
  letter-spacing: -0.01em;
  color: var(--ink);
  border-bottom: 1px solid var(--ink);
  padding-bottom: 20px;
}
.cmp-table thead th:first-child {
  font-family: var(--sans);
  font-size: 11px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  font-weight: 500;
  color: var(--ink-muted);
}
.cmp-table tbody td:first-child {
  font-weight: 500;
  color: var(--ink);
  width: 24%;
}
.cmp-table tbody td {
  color: var(--ink-muted);
  vertical-align: top;
}
.cmp-table tbody tr:hover {
  background: var(--paper-warm);
}

/* FAQ */
.faq {
  padding: 100px 48px;
  background: var(--paper-warm);
}
.faq-inner {
  max-width: 900px;
  margin: 0 auto;
}
.faq h2 {
  font-family: var(--serif);
  font-size: clamp(36px, 4vw, 52px);
  font-weight: 400;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--ink);
  text-align: center;
  margin-bottom: 48px;
}
.faq h2 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.faq-item {
  border-bottom: 1px solid var(--line);
}
.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 28px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  font-family: var(--serif);
  font-size: 22px;
  font-weight: 400;
  color: var(--ink);
  letter-spacing: -0.01em;
  transition: color 0.2s;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary:hover { color: var(--accent); }
.faq-item summary::after {
  content: "+";
  font-family: var(--serif);
  font-size: 28px;
  font-weight: 300;
  color: var(--accent);
  transition: transform 0.3s;
  flex-shrink: 0;
}
.faq-item[open] summary::after {
  transform: rotate(45deg);
}
.faq-item[open] summary {
  color: var(--accent);
}
.faq-item .answer {
  padding: 0 0 32px 0;
  font-size: 16px;
  line-height: 1.7;
  color: var(--ink-muted);
  max-width: 800px;
}

/* Contact page — Form */
.contact-page {
  padding: 80px 48px 140px;
  max-width: 1440px;
  margin: 0 auto;
}
.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 100px;
  align-items: start;
}
.contact-side .ways {
  margin-top: 48px;
  padding-top: 40px;
  border-top: 1px solid var(--line);
}
.way {
  display: grid;
  grid-template-columns: 40px 1fr;
  gap: 20px;
  padding: 28px 0;
  border-bottom: 1px solid var(--line);
}
.way:last-child { border-bottom: none; }
.way .icon {
  font-family: var(--serif);
  font-style: italic;
  font-size: 14px;
  color: var(--accent);
  letter-spacing: 0.05em;
  padding-top: 4px;
}
.way .info .lbl {
  font-size: 11px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--ink-muted);
  margin-bottom: 6px;
}
.way .info .val {
  font-family: var(--serif);
  font-size: 22px;
  font-weight: 400;
  color: var(--ink);
  letter-spacing: -0.01em;
  display: block;
}
.way .info .val a {
  color: var(--ink);
  text-decoration: none;
  border-bottom: 1px solid var(--accent);
}
.way .info .sub {
  display: block;
  font-size: 13px;
  color: var(--ink-muted);
  margin-top: 6px;
  letter-spacing: 0;
  line-height: 1.5;
}

.contact-form {
  background: var(--paper-warm);
  padding: 56px 56px;
  border-radius: 2px;
}
.contact-form h2 {
  font-family: var(--serif);
  font-size: 32px;
  font-weight: 400;
  letter-spacing: -0.015em;
  color: var(--ink);
  margin-bottom: 8px;
}
.contact-form h2 em {
  font-style: italic;
  color: var(--accent);
  font-weight: 300;
}
.contact-form .form-sub {
  font-size: 15px;
  color: var(--ink-muted);
  margin-bottom: 36px;
}
.field {
  margin-bottom: 24px;
}
.field label {
  display: block;
  font-size: 11px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--ink-muted);
  margin-bottom: 8px;
  font-weight: 500;
}
.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 14px 0;
  background: transparent;
  border: none;
  border-bottom: 1px solid var(--line);
  font-family: var(--sans);
  font-size: 16px;
  color: var(--ink);
  transition: border-color 0.2s;
}
.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-bottom-color: var(--accent);
}
.field input::placeholder {
  color: var(--ink-muted);
  opacity: 0.5;
}
.field textarea {
  resize: vertical;
  min-height: 100px;
  padding-top: 14px;
}
.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
}
.checkbox-field {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin: 32px 0 24px;
  font-size: 13px;
  color: var(--ink-muted);
  line-height: 1.6;
}
.checkbox-field input { margin-top: 4px; flex-shrink: 0; }
.checkbox-field a { color: var(--ink); text-decoration: none; border-bottom: 1px solid var(--accent); }
.submit-btn {
  width: 100%;
  padding: 18px;
  background: var(--ink);
  color: var(--paper);
  border: none;
  font-family: var(--sans);
  font-size: 14px;
  font-weight: 500;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  cursor: pointer;
  border-radius: 2px;
  transition: background 0.2s;
}
.submit-btn:hover { background: var(--accent-deep); }

/* Office hours card */
.hours-card {
  background: var(--ink);
  color: var(--paper);
  padding: 40px;
  border-radius: 2px;
  margin-top: 32px;
}
.hours-card .lbl {
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 20px;
}
.hours-card .row {
  display: flex;
  justify-content: space-between;
  padding: 12px 0;
  border-bottom: 1px solid rgba(217, 208, 191, 0.15);
  font-size: 15px;
}
.hours-card .row:last-child { border-bottom: none; }
.hours-card .day {
  font-family: var(--serif);
  font-weight: 400;
}
.hours-card .time {
  color: var(--cream);
  opacity: 0.85;
}

/* Inner page responsive */
@media (max-width: 968px) {
  .page-header { padding: 120px 32px 60px; }
  .story { padding: 40px 32px 80px; }
  .story-block { grid-template-columns: 1fr; gap: 24px; padding: 48px 0; }
  .story-num .roman { font-size: 56px; }
  .stats-band { padding: 60px 32px; }
  .stats-inner { grid-template-columns: 1fr 1fr; gap: 40px; }
  .states { padding: 60px 32px; }
  .states-grid { grid-template-columns: repeat(7, 1fr); }
  .plan-section { padding: 60px 32px; }
  .plan-inner { grid-template-columns: 1fr; gap: 40px; }
  .comparison { padding: 60px 32px; }
  .cmp-table th, .cmp-table td { padding: 16px 12px; font-size: 13px; }
  .cmp-table thead th { font-size: 16px; }
  .faq { padding: 60px 32px; }
  .contact-page { padding: 40px 32px 80px; }
  .contact-layout { grid-template-columns: 1fr; gap: 60px; }
  .contact-form { padding: 40px 32px; }
  .contact-form .field-row { grid-template-columns: 1fr; gap: 0; }
  .way { padding: 24px 0; }
  .way .info .val { font-size: 20px; }
}

@media (max-width: 640px) {
  .page-header { padding: 100px 20px 40px; }
  .page-header h1 { font-size: 40px; }
  .page-header .lede { font-size: 17px; }
  .story { padding: 24px 20px 60px; }
  .story-block { padding: 40px 0; gap: 20px; }
  .story-num .roman { font-size: 48px; }
  .story-content h2 { font-size: 28px; }
  .story-content p { font-size: 16px; }
  .stats-band { padding: 48px 20px; }
  .stats-inner { grid-template-columns: 1fr 1fr; gap: 32px 24px; }
  .stat .num { font-size: 48px; }
  .stat .label { font-size: 11px; }
  .states { padding: 48px 20px; }
  .states-grid { grid-template-columns: repeat(5, 1fr); gap: 6px; }
  .state-cell { font-size: 12px; }
  .plan-section { padding: 48px 20px; }
  .plan-meta h2 { font-size: 32px; }
  .plan-content > p { font-size: 17px; }
  .best-for { padding: 24px; }
  .best-for p { font-size: 17px; }
  .comparison { padding: 48px 20px; }
  .cmp-table { font-size: 12px; }
  .cmp-table thead th { font-size: 14px; padding: 12px 8px; }
  .cmp-table tbody td { padding: 14px 8px; font-size: 12px; }
  .cmp-table tbody td:first-child { width: 35%; }
  .faq { padding: 48px 20px; }
  .faq-item summary { font-size: 17px; padding: 20px 0; gap: 16px; }
  .faq-item summary::after { font-size: 22px; }
  .contact-page { padding: 16px 16px 56px; }
  .contact-form { padding: 28px 20px; }
  .contact-form h2 { font-size: 26px; }
  .contact-form .form-sub { font-size: 14px; margin-b